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Tuesday, October 25, 2011

State Farm Health Insurance

When it comes to health insurance, the State Farm health insurance has had the experience in giving individuals and family protection for the longest time. State farm is not really a health insurance provider but has worked and is continuously working with popular insurance partners to be able to give their clients what they need especially in the health care arena. Below is the information you need to know about State Farm Health Insurance and why it should be your choice.

There are a number of State Farm Health Insurance plans or programs with different services offered as well as coverage amounts. This is a good thing because for sure people would find one or two plans that would give them what they want. State Farm offers individual policies best for the self employed or those who are not under any group insurance policies or employer covered health insurance plans. Examples of State Farm health insurance individual policies are:

  • short term health insurance
  • student services
  • comprehensive individual medical coverage
  • Basically, these State Farm Health Insurance plans would cover people young or old alike.

    The so called supplemental insurance policies are also part of the State Farm Health Insurance plans and are meant for people who are under Medicare. This just means that you can use your State Farm supplemental health insurance policies together with your Medicare coverage, which would then mean that any costs not covered by the government would be shouldered by both State Farm and Medicare - this gives you lots and lots of savings. Prescription drug coverage is included not only for you but for your dependents as a result of State Farm tying up with Humana. To know which costs are covered and which are not included, it is best to consult your State Farm Health Insurance agent.

    State Farm health insurance also introduced a supplemental insurance policy that would be best for people who would like more coverage than that which is provided by their current health insurance policy, most especially employees who rely on their employer’s health insurance plan. The benefit offered here is what we call “consumer driven policy” wherein the money is paid directly to the user whenever covered diseases or illnesses attack. The user will then have a freer option to use the money to pay whatever expenses that came out of the illness or disease.

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